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Mortgage
Programs |
APPLY Here |
Rates |
Payment |
APR |
National Average
Freddie Mac |
New York State FHA Mortgage Limits for the Economic Stimulus Act 2008
Interest Rates Based on credit scores of 601+, loan up to 97% of your homes value,
no mortgage lates within the last 24 months.* Interest rates may be adjusted for loans above $400,000** |
One Family FHA Home Mortgage Limits
Check For Acceptable FHA Loan Limits in your county, they range from $271,050 to $729,750**
Owner occupied, no investment homes under this program. Payment based on mortgage of $150,000.
Loans above $362,790 must add .5% to the rate or 1.5 points to the fees |
| 30 year Fixed FHA Mortgage |
 |
6.250% |
$923 |
6.256% |
** |
| 15 year Fixed FHA Mortgage |
 |
6.000% |
$1,265 |
6.010% |
** |
| 7 year ARM FHA Mortgage |
 |
5.500% |
$851 |
5.506% |
** |
| 5 year ARM FHA Mortgage |
 |
5.250% |
$828 |
5.256% |
** |
| 3 year ARM FHA Mortgage |
 |
5.125% |
$816 |
5.131% |
** |
| 1 year ARM FHA Mortgage |
 |
5.125% |
$816 |
5.131% |
** |
Two Family FHA Home Mortgage Limits
Check For Acceptable FHA Loan Limits in your county, they range from $347,000 to $934,200**
Owner occupied, no investment homes under this program. Payment based on mortgage of $350,000
Loans above $464,449 must add .5% to the rate or 1.5 points to the fees |
| 30 year Fixed FHA Mortgage |
 |
6.250% |
$2,155 |
6.277% |
** |
| 15 year Fixed FHA Mortgage |
 |
6.000% |
$2,958 |
6.004% |
** |
| 7 year ARM FHA Mortgage |
 |
5.500% |
$1,987 |
5.526% |
** |
| 5 year ARM FHA Mortgage |
 |
5.250% |
$1,932 |
5.253% |
** |
| 3 year ARM FHA Mortgage |
 |
5.125% |
$1,905 |
5.128% |
** |
| 1 year ARM FHA Mortgage |
 |
5.125% |
$1,905 |
5.150% |
** |
Three Family FHA Home Mortgage Limits
Check For Acceptable FHA Loan Limits in your county, they range from $419,400 to $1,129,250**
Owner occupied, no investment homes under this program. Payment based on mortgage of $450,000.
Loans above $561,411 must add .5% to the rate or 1.5 points to the fees. |
| 30 year Fixed FHA Mortgage |
 |
6.250% |
$ 2,770 |
6.271% |
** |
| 15 year Fixed FHA Mortgage |
 |
6.000% |
$3,797 |
6.035% |
** |
| 7 year ARM FHA Mortgage |
 |
5.500% |
$2,555 |
5.520% |
** |
| 5 year ARM FHA Mortgage |
 |
5.250% |
$2,484 |
5.270% |
** |
| 3 year ARM FHA Mortgage |
 |
5.125% |
$2,450 |
5.145% |
** |
| 1 year ARM FHA Mortgage |
 |
5.125% |
$2,450 |
5.145% |
** |
Four Family FHA Home Mortgage Limits
Check For Acceptable FHA Loan Limits in your county, they range from $521,250 to $1,403,400**
Owner occupied, no investment homes under this program. Payment based on mortgage of $530,000.
Loans above $697,696 must add .5% to the rate or 1.5 points to the fees |
| 30 year Fixed FHA Mortgage |
 |
6.250% |
$3,236 |
6.268% |
** |
| 15 year Fixed FHA Mortgage |
 |
6.000% |
$4,472 |
6.029% |
** |
| 7 year ARM FHA Mortgage |
 |
5.500% |
$3,009 |
5.517% |
** |
| 5 year ARM FHA Mortgage |
 |
5.250% |
$2,926 |
5.267% |
** |
| 3 year ARM FHA Mortgage |
 |
5.125% |
$2,885 |
5.142% |
** |
| 1 year ARM FHA Mortgage |
 |
5.125% |
$2,885 |
5.142% |
** |
|
|
|
|
|
|
$1000 on-time closing guarantee
|
Guaranteed closing costs in writing |
|
* Rates and fees are based on a 30 day lock period. If you need a 45 or 60 day lock period, please contact a loan advisor for more information.
* The payments above do not include your monthly escrow payments for home insurance or property taxes.
* The closing costs above do not include home insurance, property tax or prepaid interest.
* Please see the closing costs detail to see how to calculate your payment and closing costs accurately.
* Rate locks are guaranteed by the lender, not by www.ConsumerMortgageReports.com.
* If you have seen a special advertised rate that is not on our website, please call 718.576.1173.
www.ConsumerMortgageReports.com does offer other loan programs, lock periods and rates. These programs require a custom rate quote from our pricing department. To receive a custom rate quote: (1) start an application under any loan program and rate chosen on this page, (2) call our office to indicate the loan program you desire. The pricing department will review your credit and application to provide you with an accurate price quote.
Disclaimer:
Until you lock your rate, A.P.R. and terms subject to change. Rates and APRs may vary depending on loan details, such as points, loan amount, loan-to-value, your credit, property type, and occupancy. ARM rates subject to increase during loan term. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.
**
New York State FHA Mortgage Limits for the Economic Stimulus Act 2008
Tags: 15 Year Fixed Mortgage Rates · 3/1 Adjustable Mortgage Rates · 30 Year Fixed Mortgage Rates · 5/1 Arm Adjustable Mortgage Rates · Adjustable Mortgage Rates · Average Nationwide Mortgage Rates · FHA Mortgage Limits for the Economic Stimulus Act 2008 · Fixed Mortgage Rates · May 2008 Mortgage Interest Rates · Mortgage Rates · New York Mortgage Rates
Mortgage
Programs |
APPLY Here |
Rates |
Payment |
APR |
National Average
Freddie Mac |
New York State FHA Mortgage Limits for the Economic Stimulus Act 2008
Interest Rates Based on credit scores of 601+, loan up to 97% of your homes value,
no mortgage lates within the last 24 months.* Interest rates may be adjusted for loans above $400,000** |
One Family FHA Home Mortgage Limits
Check For Acceptable FHA Loan Limits in your county, they range from $271,050 to $729,750**
Owner occupied, no investment homes under this program. Payment based on mortgage of $150,000.
Loans above $362,790 must add .5% to the rate or 1.5 points to the fees |
| 30 year Fixed FHA Mortgage |
 |
6.000% |
$899.33 |
6.062% |
** |
| 15 year Fixed FHA Mortgage |
 |
5.500% |
$1,225.63 |
5.602% |
** |
| 7 year ARM FHA Mortgage |
 |
5.250% |
$828.31 |
5.309% |
** |
| 5 year ARM FHA Mortgage |
 |
5.000% |
$805.23 |
5.058% |
** |
| 3 year ARM FHA Mortgage |
 |
4.750% |
$782.47 |
4.807% |
** |
| 1 year ARM FHA Mortgage |
 |
5.125% |
$816.73 |
5.183% |
** |
Two Family FHA Home Mortgage Limits
Check For Acceptable FHA Loan Limits in your county, they range from $347,000 to $934,200**
Owner occupied, no investment homes under this program. Payment based on mortgage of $350,000
Loans above $464,449 must add .5% to the rate or 1.5 points to the fees |
| 30 year Fixed FHA Mortgage |
 |
6.000% |
$2,098 |
6.027% |
** |
| 15 year Fixed FHA Mortgage |
 |
5.500% |
$2,859 |
5.544% |
** |
| 7 year ARM FHA Mortgage |
 |
5.250% |
$1,932 |
5.275% |
** |
| 5 year ARM FHA Mortgage |
 |
5.000% |
$1,878 |
5.025% |
** |
| 3 year ARM FHA Mortgage |
 |
4.750% |
$1,825 |
4.775% |
** |
| 1 year ARM FHA Mortgage |
 |
5.125% |
$1,905 |
5.150% |
** |
Three Family FHA Home Mortgage Limits
Check For Acceptable FHA Loan Limits in your county, they range from $419,400 to $1,129,250**
Owner occupied, no investment homes under this program. Payment based on mortgage of $450,000.
Loans above $561,411 must add .5% to the rate or 1.5 points to the fees. |
| 30 year Fixed FHA Mortgage |
 |
6.000% |
$ 2,697 |
6.021% |
** |
| 15 year Fixed FHA Mortgage |
 |
5.500% |
$3,676 |
5.534% |
** |
| 7 year ARM FHA Mortgage |
 |
5.250% |
$2,484 |
5.270% |
** |
| 5 year ARM FHA Mortgage |
 |
5.000% |
$2,415 |
5.020% |
** |
| 3 year ARM FHA Mortgage |
 |
4.750% |
$2,347 |
4.767% |
** |
| 1 year ARM FHA Mortgage |
 |
5.125% |
$2,450 |
5.145% |
** |
Four Family FHA Home Mortgage Limits
Check For Acceptable FHA Loan Limits in your county, they range from $521,250 to $1,403,400**
Owner occupied, no investment homes under this program. Payment based on mortgage of $530,000.
Loans above $697,696 must add .5% to the rate or 1.5 points to the fees |
| 30 year Fixed FHA Mortgage |
 |
6.000% |
$3,177 |
6.018% |
** |
| 15 year Fixed FHA Mortgage |
 |
5.500% |
$4,330 |
5.529% |
** |
| 7 year ARM FHA Mortgage |
 |
5.250% |
$2,926 |
5.267% |
** |
| 5 year ARM FHA Mortgage |
 |
5.000% |
$2,845 |
5.017% |
** |
| 3 year ARM FHA Mortgage |
 |
4.750% |
$2,764 |
4.766% |
** |
| 1 year ARM FHA Mortgage |
 |
5.125% |
$2,885 |
5.142% |
** |
| |
|
|
|
|
|
$1000 on-time closing guarantee
|
Guaranteed closing costs in writing |
|
* Rates and fees are based on a 30 day lock period. If you need a 45 or 60 day lock period, please contact a loan advisor for more information.
* The payments above do not include your monthly escrow payments for home insurance or property taxes.
* The closing costs above do not include home insurance, property tax or prepaid interest.
* Please see the closing costs detail to see how to calculate your payment and closing costs accurately.
* Rate locks are guaranteed by the lender, not by www.ConsumerMortgageReports.com.
* If you have seen a special advertised rate that is not on our website, please call 718.576.1173.
www.ConsumerMortgageReports.com does offer other loan programs, lock periods and rates. These programs require a custom rate quote from our pricing department. To receive a custom rate quote: (1) start an application under any loan program and rate chosen on this page, (2) call our office to indicate the loan program you desire. The pricing department will review your credit and application to provide you with an accurate price quote.
Disclaimer:
Until you lock your rate, A.P.R. and terms subject to change. Rates and APRs may vary depending on loan details, such as points, loan amount, loan-to-value, your credit, property type, and occupancy. ARM rates subject to increase during loan term. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.
**
New York State FHA Mortgage Limits for the Economic Stimulus Act 2008
Tags: 15 Year Fixed Mortgage Rates · 3/1 Adjustable Mortgage Rates · 30 Year Fixed Mortgage Rates · 5/1 Arm Adjustable Mortgage Rates · Adjustable Mortgage Rates · FHA Mortgage Limits for the Economic Stimulus Act 2008 · Fixed Mortgage Rates · May 2008 Mortgage Interest Rates · Mortgage Rates · New York Mortgage Rates
Mortgage
Programs |
APPLY Here |
Rates |
Payment |
APR |
National Average
Freddie Mac |
New York State FHA Mortgage Limits for the Economic Stimulus Act 2008
Interest Rates Based on credit scores of 601+, loan up to 97% of your homes value,
no mortgage lates within the last 24 months.* Interest rates may be adjusted for loans above $400,000** |
One Family FHA Home Mortgage Limits
Check For Acceptable FHA Loan Limits in your county, they range from $271,050 to $729,750**
Owner occupied, no investment homes under this program. Payment based on mortgage of $150,000 |
| 30 year Fixed FHA Mortgage |
 |
6.250% |
$2,240 |
5.615% |
$10,454 |
| 15 year Fixed FHA Mortgage |
 |
5.500% |
$2,271 |
5.696% |
$8,522 |
| 7 year ARM FHA Mortgage |
 |
5.625% |
$2,303 |
5.781% |
$6,738 |
| 5 year ARM FHA Mortgage |
 |
5.625% |
$2,334 |
5.869% |
$5,134 |
| 3 year ARM FHA Mortgage |
 |
5.125% |
$2,303 |
5.781% |
$6,738 |
| 1 year ARM FHA Mortgage |
 |
5.125% |
$2,334 |
5.869% |
$5,134 |
Two Family FHA Home Mortgage Limits
Check For Acceptable FHA Loan Limits in your county, they range from $347,000 to $934,200
Owner occupied, no investment homes under this program. Payment based on mortgage of $350,000 |
| 30 year Fixed FHA Mortgage |
 |
5.375% |
$2,240 |
5.615% |
$10,454 |
| 15 year Fixed FHA Mortgage |
 |
5.500% |
$2,271 |
5.696% |
$8,522 |
| 7 year ARM FHA Mortgage |
 |
5.625% |
$2,303 |
5.781% |
$6,738 |
| 5 year ARM FHA Mortgage |
 |
5.750% |
$2,334 |
5.869% |
$5,134 |
| 3 year ARM FHA Mortgage |
 |
5.625% |
$2,303 |
5.781% |
$6,738 |
| 1 year ARM FHA Mortgage |
 |
5.750% |
$2,334 |
5.869% |
$5,134 |
Three Family FHA Home Mortgage Limits
Check For Acceptable FHA Loan Limits in your county, they range from $419,400 to $1,129,250
Owner occupied, no investment homes under this program. Payment based on mortgage of $450,000 |
| 30 year Fixed FHA Mortgage |
 |
5.375% |
$2,240 |
5.615% |
$10,454 |
| 15 year Fixed FHA Mortgage |
 |
5.500% |
$2,271 |
5.696% |
$8,522 |
| 7 year ARM FHA Mortgage |
 |
5.625% |
$2,303 |
5.781% |
$6,738 |
| 5 year ARM FHA Mortgage |
 |
5.750% |
$2,334 |
5.869% |
$5,134 |
| 3 year ARM FHA Mortgage |
 |
5.625% |
$2,303 |
5.781% |
$6,738 |
| 1 year ARM FHA Mortgage |
 |
5.750% |
$2,334 |
5.869% |
$5,134 |
Four Family FHA Home Mortgage Limits
Check For Acceptable FHA Loan Limits in your county, they range from $521,250 to $1,403,400
Owner occupied, no investment homes under this program. Payment based on mortgage of $530,000 |
| 30 year Fixed FHA Mortgage |
 |
5.375% |
$2,240 |
5.615% |
$10,454 |
| 15 year Fixed FHA Mortgage |
 |
5.500% |
$2,271 |
5.696% |
$8,522 |
| 7 year ARM FHA Mortgage |
 |
5.625% |
$2,303 |
5.781% |
$6,738 |
| 5 year ARM FHA Mortgage |
 |
5.750% |
$2,334 |
5.869% |
$5,134 |
| 3 year ARM FHA Mortgage |
 |
5.625% |
$2,303 |
5.781% |
$6,738 |
| 1 year ARM FHA Mortgage |
 |
5.750% |
$2,334 |
5.869% |
$5,134 |
| |
|
|
|
|
|
$1000 on-time closing guarantee
|
Guaranteed closing costs in writing |
|
* Rates and fees are based on a 30 day lock period. If you need a 45 or 60 day lock period, please contact a loan advisor for more information.
* The payments above do not include your monthly escrow payments for home insurance or property taxes.
* The closing costs above do not include home insurance, property tax or prepaid interest.
* Please see the closing costs detail to see how to calculate your payment and closing costs accurately.
* Massachusetts borrowers: www.ConsumerMortgageReports.com originates loans but is not a funding lender. Rate locks are guaranteed by the lender, not by www.ConsumerMortgageReports.com.
* If you have seen a special advertised rate that is not on our website, please call 718.576.1173.
www.ConsumerMortgageReports.com does offer other loan programs, lock periods and rates. These programs require a custom rate quote from our pricing department. To receive a custom rate quote: (1) start an application under any loan program and rate chosen on this page, (2) call our office to indicate the loan program you desire. The pricing department will review your credit and application to provide you with an accurate price quote.
Disclaimer:
Until you lock your rate, A.P.R. and terms subject to change. Rates and APRs may vary depending on loan details, such as points, loan amount, loan-to-value, your credit, property type, and occupancy. ARM rates subject to increase during loan term. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.
Tags: 15 Year Fixed Mortgage Rates · 3/1 Adjustable Mortgage Rates · 30 Year Fixed Mortgage Rates · 5/1 Arm Adjustable Mortgage Rates · Adjustable Mortgage Rates · April 2008 Mortgage Interest Rates · Average Nationwide Mortgage Rates · FHA Mortgage Limits for the Economic Stimulus Act 2008 · Fixed Mortgage Rates · Mortgage Rates · New York Mortgage Rates
April 20th, 2008 · 1 Comment
Current New York FHA loan limits listed by all 62 New York counties. Refine your New York FHA loan limit search by scrolling down the list to the county in which the property will be located in, then across for the property type.
Get automatically get notified of FHA loan limits changes Email Updates
Learn how much of a FHA loan you can qualify for Get FHA Loan Prequalification
County Name
|
One-Family
|
Two-Family
|
Three-Family
|
Four-Family
|
| ALBANY |
$312,500 |
$400,050 |
$483,550 |
$600,950 |
| ALLEGANY |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
| BRONX |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
| BROOME |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
| CATTARAUGUS |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
| CAYUGA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |