Mortgage Rates Updated Daily. Coverage of mortgage related indicies, as well as fixed rate, adjustable rate, investor and commercial mortgage interest rates.
One Family FHA Home Mortgage Limits Check For Acceptable FHA Loan Limits in your county, they range from $271,050 to $729,750**
Owner occupied, no investment homes under this program. Payment based on mortgage of $150,000.
Loans above $362,790 must add .5% to the rate or 1.5 points to the fees
30 year Fixed FHA Mortgage
6.250%
$923
6.256%
**
15 year Fixed FHA Mortgage
6.000%
$1,265
6.010%
**
7 year ARM FHA Mortgage
5.500%
$851
5.506%
**
5 year ARM FHA Mortgage
5.250%
$828
5.256%
**
3 year ARM FHA Mortgage
5.125%
$816
5.131%
**
1 year ARM FHA Mortgage
5.125%
$816
5.131%
**
Two Family FHA Home Mortgage Limits Check For Acceptable FHA Loan Limits in your county, they range from $347,000 to $934,200**
Owner occupied, no investment homes under this program. Payment based on mortgage of $350,000
Loans above $464,449 must add .5% to the rate or 1.5 points to the fees
30 year Fixed FHA Mortgage
6.250%
$2,155
6.277%
**
15 year Fixed FHA Mortgage
6.000%
$2,958
6.004%
**
7 year ARM FHA Mortgage
5.500%
$1,987
5.526%
**
5 year ARM FHA Mortgage
5.250%
$1,932
5.253%
**
3 year ARM FHA Mortgage
5.125%
$1,905
5.128%
**
1 year ARM FHA Mortgage
5.125%
$1,905
5.150%
**
Three Family FHA Home Mortgage Limits Check For Acceptable FHA Loan Limits in your county, they range from $419,400 to $1,129,250**
Owner occupied, no investment homes under this program. Payment based on mortgage of $450,000.
Loans above $561,411 must add .5% to the rate or 1.5 points to the fees.
30 year Fixed FHA Mortgage
6.250%
$ 2,770
6.271%
**
15 year Fixed FHA Mortgage
6.000%
$3,797
6.035%
**
7 year ARM FHA Mortgage
5.500%
$2,555
5.520%
**
5 year ARM FHA Mortgage
5.250%
$2,484
5.270%
**
3 year ARM FHA Mortgage
5.125%
$2,450
5.145%
**
1 year ARM FHA Mortgage
5.125%
$2,450
5.145%
**
Four Family FHA Home Mortgage Limits Check For Acceptable FHA Loan Limits in your county, they range from $521,250 to $1,403,400** Owner occupied, no investment homes under this program. Payment based on mortgage of $530,000.
Loans above $697,696 must add .5% to the rate or 1.5 points to the fees
30 year Fixed FHA Mortgage
6.250%
$3,236
6.268%
**
15 year Fixed FHA Mortgage
6.000%
$4,472
6.029%
**
7 year ARM FHA Mortgage
5.500%
$3,009
5.517%
**
5 year ARM FHA Mortgage
5.250%
$2,926
5.267%
**
3 year ARM FHA Mortgage
5.125%
$2,885
5.142%
**
1 year ARM FHA Mortgage
5.125%
$2,885
5.142%
**
$1000 on-time closing guarantee
Guaranteed closing costs in writing
* Rates and fees are based on a 30 day lock period. If you need a 45 or 60 day lock period, please contact a loan advisor for more information.
* The payments above do not include your monthly escrow payments for home insurance or property taxes.
* The closing costs above do not include home insurance, property tax or prepaid interest.
* Please see the closing costs detail to see how to calculate your payment and closing costs accurately.
* Rate locks are guaranteed by the lender, not by www.ConsumerMortgageReports.com.
* If you have seen a special advertised rate that is not on our website, please call 718.576.1173.
www.ConsumerMortgageReports.com does offer other loan programs, lock periods and rates. These programs require a custom rate quote from our pricing department. To receive a custom rate quote: (1) start an application under any loan program and rate chosen on this page, (2) call our office to indicate the loan program you desire. The pricing department will review your credit and application to provide you with an accurate price quote. Disclaimer:
Until you lock your rate, A.P.R. and terms subject to change. Rates and APRs may vary depending on loan details, such as points, loan amount, loan-to-value, your credit, property type, and occupancy. ARM rates subject to increase during loan term. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.
**New York State FHA Mortgage Limits for the Economic Stimulus Act 2008
One Family FHA Home Mortgage Limits Check For Acceptable FHA Loan Limits in your county, they range from $271,050 to $729,750**
Owner occupied, no investment homes under this program. Payment based on mortgage of $150,000.
Loans above $362,790 must add .5% to the rate or 1.5 points to the fees
30 year Fixed FHA Mortgage
6.000%
$899.33
6.062%
**
15 year Fixed FHA Mortgage
5.500%
$1,225.63
5.602%
**
7 year ARM FHA Mortgage
5.250%
$828.31
5.309%
**
5 year ARM FHA Mortgage
5.000%
$805.23
5.058%
**
3 year ARM FHA Mortgage
4.750%
$782.47
4.807%
**
1 year ARM FHA Mortgage
5.125%
$816.73
5.183%
**
Two Family FHA Home Mortgage Limits Check For Acceptable FHA Loan Limits in your county, they range from $347,000 to $934,200**
Owner occupied, no investment homes under this program. Payment based on mortgage of $350,000
Loans above $464,449 must add .5% to the rate or 1.5 points to the fees
30 year Fixed FHA Mortgage
6.000%
$2,098
6.027%
**
15 year Fixed FHA Mortgage
5.500%
$2,859
5.544%
**
7 year ARM FHA Mortgage
5.250%
$1,932
5.275%
**
5 year ARM FHA Mortgage
5.000%
$1,878
5.025%
**
3 year ARM FHA Mortgage
4.750%
$1,825
4.775%
**
1 year ARM FHA Mortgage
5.125%
$1,905
5.150%
**
Three Family FHA Home Mortgage Limits Check For Acceptable FHA Loan Limits in your county, they range from $419,400 to $1,129,250**
Owner occupied, no investment homes under this program. Payment based on mortgage of $450,000.
Loans above $561,411 must add .5% to the rate or 1.5 points to the fees.
30 year Fixed FHA Mortgage
6.000%
$ 2,697
6.021%
**
15 year Fixed FHA Mortgage
5.500%
$3,676
5.534%
**
7 year ARM FHA Mortgage
5.250%
$2,484
5.270%
**
5 year ARM FHA Mortgage
5.000%
$2,415
5.020%
**
3 year ARM FHA Mortgage
4.750%
$2,347
4.767%
**
1 year ARM FHA Mortgage
5.125%
$2,450
5.145%
**
Four Family FHA Home Mortgage Limits Check For Acceptable FHA Loan Limits in your county, they range from $521,250 to $1,403,400** Owner occupied, no investment homes under this program. Payment based on mortgage of $530,000.
Loans above $697,696 must add .5% to the rate or 1.5 points to the fees
30 year Fixed FHA Mortgage
6.000%
$3,177
6.018%
**
15 year Fixed FHA Mortgage
5.500%
$4,330
5.529%
**
7 year ARM FHA Mortgage
5.250%
$2,926
5.267%
**
5 year ARM FHA Mortgage
5.000%
$2,845
5.017%
**
3 year ARM FHA Mortgage
4.750%
$2,764
4.766%
**
1 year ARM FHA Mortgage
5.125%
$2,885
5.142%
**
$1000 on-time closing guarantee
Guaranteed closing costs in writing
* Rates and fees are based on a 30 day lock period. If you need a 45 or 60 day lock period, please contact a loan advisor for more information.
* The payments above do not include your monthly escrow payments for home insurance or property taxes.
* The closing costs above do not include home insurance, property tax or prepaid interest.
* Please see the closing costs detail to see how to calculate your payment and closing costs accurately.
* Rate locks are guaranteed by the lender, not by www.ConsumerMortgageReports.com.
* If you have seen a special advertised rate that is not on our website, please call 718.576.1173.
www.ConsumerMortgageReports.com does offer other loan programs, lock periods and rates. These programs require a custom rate quote from our pricing department. To receive a custom rate quote: (1) start an application under any loan program and rate chosen on this page, (2) call our office to indicate the loan program you desire. The pricing department will review your credit and application to provide you with an accurate price quote. Disclaimer:
Until you lock your rate, A.P.R. and terms subject to change. Rates and APRs may vary depending on loan details, such as points, loan amount, loan-to-value, your credit, property type, and occupancy. ARM rates subject to increase during loan term. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.
**New York State FHA Mortgage Limits for the Economic Stimulus Act 2008
One Family FHA Home Mortgage Limits
Check For Acceptable FHA Loan Limits in your county, they range from $271,050 to $729,750**
Owner occupied, no investment homes under this program. Payment based on mortgage of $150,000
30 year Fixed FHA Mortgage
6.250%
$2,240
5.615%
$10,454
15 year Fixed FHA Mortgage
5.500%
$2,271
5.696%
$8,522
7 year ARM FHA Mortgage
5.625%
$2,303
5.781%
$6,738
5 year ARM FHA Mortgage
5.625%
$2,334
5.869%
$5,134
3 year ARM FHA Mortgage
5.125%
$2,303
5.781%
$6,738
1 year ARM FHA Mortgage
5.125%
$2,334
5.869%
$5,134
Two Family FHA Home Mortgage Limits
Check For Acceptable FHA Loan Limits in your county, they range from $347,000 to $934,200
Owner occupied, no investment homes under this program. Payment based on mortgage of $350,000
30 year Fixed FHA Mortgage
5.375%
$2,240
5.615%
$10,454
15 year Fixed FHA Mortgage
5.500%
$2,271
5.696%
$8,522
7 year ARM FHA Mortgage
5.625%
$2,303
5.781%
$6,738
5 year ARM FHA Mortgage
5.750%
$2,334
5.869%
$5,134
3 year ARM FHA Mortgage
5.625%
$2,303
5.781%
$6,738
1 year ARM FHA Mortgage
5.750%
$2,334
5.869%
$5,134
Three Family FHA Home Mortgage Limits
Check For Acceptable FHA Loan Limits in your county, they range from $419,400 to $1,129,250
Owner occupied, no investment homes under this program. Payment based on mortgage of $450,000
30 year Fixed FHA Mortgage
5.375%
$2,240
5.615%
$10,454
15 year Fixed FHA Mortgage
5.500%
$2,271
5.696%
$8,522
7 year ARM FHA Mortgage
5.625%
$2,303
5.781%
$6,738
5 year ARM FHA Mortgage
5.750%
$2,334
5.869%
$5,134
3 year ARM FHA Mortgage
5.625%
$2,303
5.781%
$6,738
1 year ARM FHA Mortgage
5.750%
$2,334
5.869%
$5,134
Four Family FHA Home Mortgage Limits
Check For Acceptable FHA Loan Limits in your county, they range from $521,250 to $1,403,400 Owner occupied, no investment homes under this program. Payment based on mortgage of $530,000
30 year Fixed FHA Mortgage
5.375%
$2,240
5.615%
$10,454
15 year Fixed FHA Mortgage
5.500%
$2,271
5.696%
$8,522
7 year ARM FHA Mortgage
5.625%
$2,303
5.781%
$6,738
5 year ARM FHA Mortgage
5.750%
$2,334
5.869%
$5,134
3 year ARM FHA Mortgage
5.625%
$2,303
5.781%
$6,738
1 year ARM FHA Mortgage
5.750%
$2,334
5.869%
$5,134
$1000 on-time closing guarantee
Guaranteed closing costs in writing
* Rates and fees are based on a 30 day lock period. If you need a 45 or 60 day lock period, please contact a loan advisor for more information.
* The payments above do not include your monthly escrow payments for home insurance or property taxes.
* The closing costs above do not include home insurance, property tax or prepaid interest.
* Please see the closing costs detail to see how to calculate your payment and closing costs accurately.
* Massachusetts borrowers: www.ConsumerMortgageReports.com originates loans but is not a funding lender. Rate locks are guaranteed by the lender, not by www.ConsumerMortgageReports.com.
* If you have seen a special advertised rate that is not on our website, please call 718.576.1173.
www.ConsumerMortgageReports.com does offer other loan programs, lock periods and rates. These programs require a custom rate quote from our pricing department. To receive a custom rate quote: (1) start an application under any loan program and rate chosen on this page, (2) call our office to indicate the loan program you desire. The pricing department will review your credit and application to provide you with an accurate price quote. Disclaimer:
Until you lock your rate, A.P.R. and terms subject to change. Rates and APRs may vary depending on loan details, such as points, loan amount, loan-to-value, your credit, property type, and occupancy. ARM rates subject to increase during loan term. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.
Current New York FHA loan limits listed by all 62 New York counties. Refine your New York FHA loan limit search by scrolling down the list to the county in which the property will be located in, then across for the property type.
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sources: Freddie Mac, Federal Reserve, DTN, FHLBSF Key:Rates Are IncreasingRates Are Decreasing All calculations are for illustration purposes only. ConsumerMortgageReports.com accepts no liability for lender inaccuracies and does not guarantee these exact rates or savings. Rates are subject to change without notice.