Mortgage Programs	APPLY Here	Rates	Payment	APR	National Average Freddie Mac
New York State FHA Mortgage Limits for the Economic Stimulus Act 2008 Interest Rates Based on credit scores of 601+, loan up to 97% of your homes value, no mortgage lates within the last 24 months.* Interest rates may be adjusted for loans above $400,000**
One Family FHA Home Mortgage Limits Check For Acceptable FHA Loan Limits in your county, they range from $271,050 to $729,750** Owner occupied, no investment homes under this program. Payment based on mortgage of $150,000. Loans above $362,790 must add .5% to the rate or 1.5 points to the fees
30 year Fixed FHA Mortgage		6.000%	$899.33	6.062%	**
15 year Fixed FHA Mortgage		5.500%	$1,225.63	5.602%	**
7 year ARM FHA Mortgage		5.250%	$828.31	5.309%	**
5 year ARM FHA Mortgage		5.000%	$805.23	5.058%	**
3 year ARM FHA Mortgage		4.750%	$782.47	4.807%	**
1 year ARM FHA Mortgage		5.125%	$816.73	5.183%	**
Two Family FHA Home Mortgage Limits Check For Acceptable FHA Loan Limits in your county, they range from $347,000 to $934,200** Owner occupied, no investment homes under this program. Payment based on mortgage of $350,000 Loans above $464,449 must add .5% to the rate or 1.5 points to the fees
30 year Fixed FHA Mortgage		6.000%	$2,098	6.027%	**
15 year Fixed FHA Mortgage		5.500%	$2,859	5.544%	**
7 year ARM FHA Mortgage		5.250%	$1,932	5.275%	**
5 year ARM FHA Mortgage		5.000%	$1,878	5.025%	**
3 year ARM FHA Mortgage		4.750%	$1,825	4.775%	**
1 year ARM FHA Mortgage		5.125%	$1,905	5.150%	**
Three Family FHA Home Mortgage Limits Check For Acceptable FHA Loan Limits in your county, they range from $419,400 to $1,129,250** Owner occupied, no investment homes under this program. Payment based on mortgage of $450,000. Loans above $561,411 must add .5% to the rate or 1.5 points to the fees.
30 year Fixed FHA Mortgage		6.000%	$ 2,697	6.021%	**
15 year Fixed FHA Mortgage		5.500%	$3,676	5.534%	**
7 year ARM FHA Mortgage		5.250%	$2,484	5.270%	**
5 year ARM FHA Mortgage		5.000%	$2,415	5.020%	**
3 year ARM FHA Mortgage		4.750%	$2,347	4.767%	**
1 year ARM FHA Mortgage		5.125%	$2,450	5.145%	**
Four Family FHA Home Mortgage Limits Check For Acceptable FHA Loan Limits in your county, they range from $521,250 to $1,403,400** Owner occupied, no investment homes under this program. Payment based on mortgage of $530,000. Loans above $697,696 must add .5% to the rate or 1.5 points to the fees
30 year Fixed FHA Mortgage		6.000%	$3,177	6.018%	**
15 year Fixed FHA Mortgage		5.500%	$4,330	5.529%	**
7 year ARM FHA Mortgage		5.250%	$2,926	5.267%	**
5 year ARM FHA Mortgage		5.000%	$2,845	5.017%	**
3 year ARM FHA Mortgage		4.750%	$2,764	4.766%	**
1 year ARM FHA Mortgage		5.125%	$2,885	5.142%	**
$1000 on-time closing guarantee   Guaranteed closing costs in writing

* Rates and fees are based on a 30 day lock period. If you need a 45 or 60 day lock period, please contact a loan advisor for more information.
* The payments above do not include your monthly escrow payments for home insurance or property taxes.
* The closing costs above do not include home insurance, property tax or prepaid interest.
* Please see the closing costs detail to see how to calculate your payment and closing costs accurately.
* Rate locks are guaranteed by the lender, not by www.ConsumerMortgageReports.com.
* If you have seen a special advertised rate that is not on our website, please call 718.576.1173.
www.ConsumerMortgageReports.com does offer other loan programs, lock periods and rates. These programs require a custom rate quote from our pricing department. To receive a custom rate quote: (1) start an application under any loan program and rate chosen on this page, (2) call our office to indicate the loan program you desire. The pricing department will review your credit and application to provide you with an accurate price quote.
Disclaimer:
Until you lock your rate, A.P.R. and terms subject to change. Rates and APRs may vary depending on loan details, such as points, loan amount, loan-to-value, your credit, property type, and occupancy. ARM rates subject to increase during loan term. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.
** New York State FHA Mortgage Limits for the Economic Stimulus Act 2008